Personal Loan – Bandhan

Product
Summary

We all need a helping hand to be able to live our life to the fullest. And in this regard, we believe that we can be the right partner for you, by providing suitable Personal Loan products that will help you meet your needs so that you never have to compromise with all what life has to offer!!!

Why Choose Our
Personal Loan

• Highest Loan tenure up to 60 months
• Top Up Loan facility
• Partial Disbursement Option
• Partial prepayment option
• Life Insurance Coverage

Mode of
Payment

• Equal monthly installment basis up to 60 months

What are the
Eligibilities

• Age between 25 years to 65 years
• Minimum monthly Income of BDT 30,000
• Residence of Dhaka, Chattogram, Sylhet, Cumilla, Jashore, Narsingdi, Bogura, Barishal or nearby area
• Minimum one year of Bank A/C relationship with any scheduled bank of Bangladesh
• Having 1 year professional experience for salaried employee & 3 years for contractual employee
• Joint application can be possible
• Permanent employees of Multinational organizations, Banks, FI's, UN bodies, Government and Semi Government Organizations, Reputed Bangla & English Medium School, College & University, Locally established Large Companies, Professionals, Landlord/Landlady.

Required
Documents

• Application Form duly filled up and signed
• Recent Studio Photographs of Applicant & guarantor(s)
• Valid NID of Applicant and Guarantor(s) (National ID/Passport/Driving License)
• TIN Certificate along with IT10-B (if required)
• Bank statement of last 12 (Twelve) months
• Copy of bill – Electricity / WASA / GAS/ Land Phone (If applicable)

Additional Document Required For:

Salaried Person:

• Salary Certificate (in the form of Letter of Introduction)
• Pay Slip/Debit Voucher
• Asset-Liability Statement

Businessman/ Self-employed Professionals:

• Trade License
• Income Statement
• Professional certificate
• Asset-Liability Statement

What are the
Securities

• Postdated Cheques & two personal guarantee (One from family member & one from colleague/Doctor/Landlord/Banker/Govt employee/professionals)

Apply
Online