Affordable Housing (AH) Apon Thikana

Full Name

Father's Name

Mother's Name

Spouse Name

Phone

National-ID

Occupation

Age

Monthly Income

Mainly to help out the rural people to buy/construct their own house/homes.

Highest loan ceiling of BDT 8.00 million
Loan term up to 15 years including maximum 6 months moratorium period
EMI calculation on Monthly Reducing Balance Method
Partial Prepayment or Early Settlement options at any time on outstanding principal amount.
Loan disbursement during the construction stage
Disburse against tripartite agreement or registered mortgage
Top up facility
Loan takeover facility
Semi Fixed and Variable interest rate – anyone can choose
Loan facilities for Non-Resident Bangladeshis

Purchase of new/used Semipacca house / apartment/ building for residential/ including used residential property/plot.
Purchase of under construction (ongoing) Semipacca house/ apartment/ building for residential purpose
Construction of own Semipacca house/ residential apartment/ building
House renovation/ modification/ face uplifting/ finishing work
Takeover of any type of existing loan

Age limit: minimum 21 years, maximum 70 years (at loan maturity)
Salaried person, businessman, self-employed, or a person who has fixed rental income
Minimum justified net income of BDT 50,000/-
All the Municipality/City Corporation /Upozilla Sadar in Bangladesh & adjacent area of the Municipality/City Corporation /Upozilla Sadar
Having 2 years’ service & 3 years' experience in the related business

Proposed property and/or any property acceptable to LankaBangla may be taken as collateral. Property is required to be Registered Mortgage through TPA (Tripartite Agreement) or Registered Mortgage as per Law prevailing in Bangladesh.