Any qualified professionals / entrepreneurs are eligible to take Swapno loan to Puchase RAJUK/CDA/NHA or any other Government approved Residential/Commercial Land/Plot and freehold property
Any qualified professionals / entrepreneurs are eligible to take Swapno loan to Puchase RAJUK/CDA/NHA or any other Government approved Residential/Commercial Land/Plot and freehold property
Why Choose Swapno?
Highest loan ceiling of BDT 50 million
Loan term up to 25 years
EMI calculation on Monthly Reducing Balance Method
Partial Prepayment or Early Settlement options at any time on outstanding principal amount.
Disburse against tripartite agreement or registered mortgage
Top up facility
Loan takeover facility
Semi Fixed and Variable interest rate – anyone can choose
Loan facilities for Non-Resident Bangladeshis
What are the Purposes
Puchase of RAJUK/CDA/NHA or any other Government approved Residential/Commercial Land/Plot and freehold property.
What are the Eligibilities
Age limit: minimum 21 years, maximum 65 years (at loan maturity)
Salaried person, businessman, self-employed, or a person who has fixed rental income
Minimum justified net income of BDT 50,000/-
Required Documents
Application Form duly filled up and signed
Valid Photo ID (National ID/ Passport/ Driving License) of Applicant(s)
Valid Photo ID of Guarantor(s)
Studio Photographs of applicant(s) (self-Attested)
Studio Photograph of guarantor(s) (Attested by applicant and Guarantor)
eTIN Certificate( IT10B is required if applicable)
Copy of Utility bill- Electricity/ WASA/Gas (If applicable)
Bank Statement of last 12 months.
Security Collateral
Proposed property and/or any property acceptable to LankaBangla may be taken as collateral. Property is required to be Registered Mortgage as per Law prevailing in Bangladesh.
